Decentralized Trade Escrow · Powered by Polygon

Ship globally. Get paid instantly.

Secure escrow for international trade — 10× cheaper than banks,fully on-chain, and governed by the community.

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0.5%
Platform Fee
vs 2–5% with banks
< 1 min
Settlement
vs days with banks
100%
On-Chain
DAO-governed
A+
Security Score
Fully audited

Platform Intelligence

AI and data working for every trade

From the moment a BoL is uploaded to the second funds are released, every step is monitored, scored, and verified automatically.

Interactive

Live 3D Trade Map

Every active Fintdex shipment plotted on an interactive 3D globe in real time. Watch cargo move along great-circle routes, inspect escrow details with a click, and track total trade value live.

Open Trade Map
7 AI Modules

AI Fraud Detection

Seven independent analysis modules — value anomaly, document consistency, port validity, address screening, carrier mismatch, invoice cross-check, and carrier reputation — combine into a single risk score.

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OCR + AI

Automated BoL Verification

AI extracts port, carrier, container ID, and cargo data from every uploaded Bill of Lading. Verifiers review a clean structured summary — no manual document reading required.

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4 Entity Types

Trade Reputation System

Every exporter, importer, carrier, and freight forwarder builds a transparent on-chain reputation score. Scores adjust automatically after every delivery, dispute, or fraud association.

View Carriers
Multi-Source

Shipping Oracle

A cron-driven oracle polls TrackingMore for delivery confirmation, cross-checks via AIS vessel tracking as a fallback, applies a confidence threshold, then releases escrow funds on-chain — fully automated.

Track Shipment
Instant

OFAC Sanctions Screening

Every carrier and freight forwarder is checked against a static OFAC sanctions blacklist at document submission time. Blacklisted entities are flagged instantly — no API call, no latency.

View Reports
Live Now

Global 3D Trade Map

Every active shipment on a rotating 3D globe. Click any route to see container ID, carrier, port pair, escrow value, ETA, and wallet addresses in real time.

The Process

From deal to payment end-to-end

Watch a real trade flow through Fintdex — funds locked on-chain, BoL verified, container tracked, and payment auto-released.

Step 1 of 6
Importer Creates Escrow
Lock USDT into a smart contract until delivery is confirmed
Fintdex · /create
Create Escrow
Seller Address
0x89880aE2…3de5e04
Token
$
USDC
Balance · 50,420
AmountBuy stablecoins
50,000
Shipment Deadline
15 daysSeller must ship within
Required Documents
✓ BoL○ CoO○ Inv
Status · FUNDED
Create Escrow
01

Connect Wallet

No signup or KYC delays. Connect MetaMask or an email wallet and you're ready to trade globally in seconds.

02

Create Escrow

Set trade terms, upload your Bill of Lading, and add the counterparty address — all guided, all on-chain.

03

AI Risk Scan

Our oracle scores the transaction for fraud, sanctions, and shipping risk before a single token is locked.

04

Funds Released

Delivery confirmed via oracle or mediator vote? Funds flow instantly. No waiting. No middleman.

Transparency

The fee math, fully in the open

Banks bury 4–5% inside Letter of Credit fees and FX spread. Plug your trade size in below and see Fintdex's total cost broken down step by step — and what you'd save vs SWIFT, an LC, or Western Union.

True-Cost Calculator

See where every dollar goes.

From fiat in your bank to fiat in the seller's bank — real fees, no hidden spread.

≈ $50,000 · auto-converted at today's rate

Seller receives (after all fees)
$49,352
≈ $ 49,352 in seller's bank
Total fees · $648.05 (1.30%)

Fee waterfall · USDT on Polygon

1 · You send$50,000
Local currency at your bank or UPI
2 · Buy USDT on exchange$49,800
Exchange spread 0.3% + taker fee 0.1%− $200
3 · Withdraw to Polygon wallet$49,799
Flat 0.80 USDT network fee− $0.8
4 · Lock in Fintdex escrow$49,799
Smart-contract gas only · no fee at lock− $0.05
5 · Seller delivers · funds release$49,550
Fintdex platform fee · 0.5%− $249
6 · Seller off-ramps to fiat$49,352
USD P2P spread 0.3% + taker fee 0.1%− $198.2
vs. traditional rails
YouFintdex (this trade)
1–2 days1.30%
0.5% platform + exchange spreads · on Polygon$648.05 in fees
Letter of Credit (bank)
15–45 days4.50%
Bank issuance + advising + confirmation + wire fees + 2-4% FX spread$2,250 in fees
SWIFT wire transfer
3–7 days2.50%
Sender + correspondent + receiver bank fees + FX spread, no escrow protection$1,250 in fees
Western Union / MoneyGram
Minutes8.50%
High retail spread + service fee; useful for small transfers only$4,250 in fees
Saving vs Letter of Credit
$1,602
3.20% lower
Calibrated to live 2026 rates · Binance Polygon withdrawal schedule · CoinDCX/WazirX P2P spreads (India) · region-specific spreads for NGN/KES/GHS/EGP/PKR/ZAR/MAD/TRY/BRL/MXN/IDR/VND/PHP/BDT/LKR/XOF. Hover the ⓘ on any row to see its data source. Your exact cost may vary ±0.3%.

Get Started Today

Ready to trade smarter?

Create your first escrow in minutes. No signup, no bank approvals— just connect your wallet and go.

Create Your First EscrowRead the Docs
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